Temporary Total Disability Lawyer

A workplace injury can leave you with mounting medical expenses, lost wages, and an inability to perform your usual work duties. This financial stress can leave you feeling overwhelmed. From submitting documentation, to battling an insurance company that is focused on minimizing your payout, securing the compensation you need to recover from this financial strain can be a challenging process.

An experienced temporary total disability lawyer at Martay Law Office can help. 

  • With over 100 years of combined experience, our workers’ compensation attorneys understand the complications that can arise when filing for temporary total disability benefits. 
  • We will guide you through the process, helping you file your claim and submit supporting documentation correctly and on time. 
  • We’ll work with your doctor to gather medical evidence to prove the severity of your injuries and help strengthen your claim. 
  • Your lawyer will also negotiate with the insurance company to ensure you get the compensation you need to recover your losses. 

Our attorneys don’t back down. Should negotiations fail, or your claim be denied, our lawyers will represent you throughout the appeals process and advocate for your rights.

Don’t settle for less. Hire a temporary total disability lawyer at Martay Law Office and get the financial relief you are entitled to receive. Call 312-374-6403.

Are You Entitled to TTD Benefits?

Are you worried about how you’re going to pay your bills and put food on the table while you’re recovering from a workplace accident? 

If your work injury impacts your ability to do your job and your employer is unable to accommodate your restrictions, you may be entitled to Temporary Total Disability (TTD) benefits. 

To qualify for Temporary Total Disability benefits, you must be off work for at least three days. If you miss between four and fourteen days of work, your benefits will begin on day four. If your disability lasts longer than fourteen days, you are entitled to retroactive benefits that begin on day one. You can’t decide for yourself that you are unable to work, however. 

To be eligible for TTD benefits, your doctor must completely remove you from your work environment or place you on restrictions that your employer cannot accommodate with light duty work. If you are prevented from performing your job duties and your employer offers you light duty work that meets your limitations, you must accept the work or risk losing your entitlement to TTD. If the light duty work causes you pain, however, you should return to your doctor to have your restrictions updated. 

To find out if you’re eligible for TTD, call Martay Law Office at 312-374-6403 for a free consultation. 

How Can Our Temporary Total Disability Lawyers Help You Recover?

If you’ve found yourself unable to work after a workplace accident, you may be wondering what happens next. With your lost wages, mounting medical bills, and an insurance company that is trying to low-ball you, it can feel like nobody is on your side. This is where our law firm comes in. 

Our knowledgeable temporary total disability lawyers will ensure you get the financial assistance you need to ease the strain. 

A temporary total disability lawyer can be a powerful ally in your recovery journey, offering a range of crucial services to help you secure fair and full compensation for your injury. Here’s how our TTD lawyers can make a difference:

  • Securing your benefits: A TTD lawyer will work with you to gather evidence, document your limitations, and build a strong case on your behalf to maximize the compensation you receive. This includes navigating through the disability rating process to ensure your limitations are accurately represented.
  • Fighting denials and delays: Unfortunately, insurance companies sometimes deny or delay claims. Our experienced TTD lawyers can work to appeal denials and fight for the benefits you are entitled to receive. Your lawyer will handle the legal work, allowing you to focus on rest and recovery without the added stress of dealing with the insurance company.
  • Protecting your rights throughout recovery: We understand that navigating a temporary total disability claim can be overwhelming, especially when you’re trying to focus on healing. Our law firm will be by your side throughout your entire TTD case. Our goal is to eliminate any legal burdens and anxieties you may be facing, allowing you to prioritize your recovery with peace of mind. We will be there to answer your questions, address any concerns, and ensure your best interests are protected.

Don’t face a temporary total disability claim alone. Hire a TTD lawyer at Martay Law Office and get the legal support you need to move forward with your recovery.

What Is Temporary Total Disability?

Temporary total disability is a crucial safety net for injured employees that is offered by workers’ compensation insurance. This benefit applies when a work-related injury or illness prevents you from performing your usual work duties. This can be due to broken bones, severe strains, burns, or any other condition that requires an extended period of recovery. 

TTD acts as a lifeline during your recovery. It helps to replace a portion of your lost wages, which helps ease the burden of medical bills and other expenses related to your injury. It allows you to prioritize your healing without financial stress and insecurity. With your basic needs covered, you can focus on your recovery, following your doctor’s orders, attending physical therapy, or simply resting, to work towards regaining your strength and mobility.

How Much Are TTD Benefits?

TTD benefits are typically equal to about ⅔ of your average weekly earnings for the 52 weeks prior to your accident. However, if you have not worked for your employer for a full 52 weeks, your benefits will be determined based on the paychecks you’ve received so far. 

Factoring in overtime, holiday pay, second jobs, and bonuses can make calculating your benefits tricky. Insurance companies are notorious for underestimating, miscalculating, and ultimately underpaying. In some cases, the mistakes result in substantial losses to injured workers like you. 

Our workers’ compensation attorneys can help make sure your temporary total disability benefits are accurate

How Long Can You Receive TTD Benefits?

You should continue to receive TTD benefit payments until your doctor releases you to return to work, or you are determined to be at maximum medical improvement (MMI). If you are still unable to perform your job duties after reaching MMI, you may be eligible for Permanent Total Disability benefits. 

What Is Maximum Medical Improvement?

Maximum Medical Improvement, or MMI, is a term used by your doctor to describe the point where you’ve reached the plateau of your recovery. It essentially means that your condition has stabilized, and further treatment is unlikely to lead to any substantial improvement. Even though you might not be fully healed, MMI signifies the best outcome achievable with current medical interventions.

How Does MMI Affect My Workers’ Compensation Claim?

Maximum Medical Improvement acts as a key milestone in determining the financial support you receive after your injury. Once you have reached MMI, your doctor can assess the lasting effects and assign you a disability rating.

The disability rating reflects the limitations you now face due to your injury. It basically becomes a measure of how much your ability to perform daily activities and work duties has been restricted. A low rating signifies minimal limitations, while a high rating signifies severe limitations. Generally, a higher rating translates to longer benefit durations, and often, larger amounts of financial assistance.

The severity of your disability rating reflects the type and amount of support you qualify to receive. You may be offered disability payments, or vocational rehabilitation, depending on the limitations you experience. 

What Happens After MMI?

Once MMI has been reached, there are two potential outcomes, depending on what functions you may still have available to you. 

  • Returning to Work: If your doctor determines that you are able to return to work, with or without restrictions, you may be encouraged to do so. Your employer may need to accommodate any limitations that are outlined in your disability rating.
  • Permanent Disability: If you are deemed permanently unable to return to work, you may qualify for permanent partial or total disability benefits, which offer continued financial support based on your disability rating.

It is crucial to have an understanding of MMI and its implications for your claim. Consulting with an experienced attorney at our law firm can help you navigate this process and ensure you receive the best possible outcome for your case.

TTD Benefits Denied, Delayed, or Terminated?

If you’re an injured worker, and you aren’t receiving appropriate lost time benefits, give us a call. Workers’ compensation insurers are looking out for their own bottom line, not your wellbeing. It is not uncommon for them to tell injured workers they don’t qualify for TTD benefits because of their particular circumstances. They often go out of their way to delay payments, and they sometimes terminate benefits prematurely. 

At Martay Law Office, we understand that your family’s financial survival depends on prompt payment of TTD benefits. We know that even a small delay or miscalculation can hinder your ability to provide for your needs. And an early termination can be detrimental to your financial future. 

The sooner you contact our firm, the faster we can help you put money in your pocket. Call 312-374-6403.