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Martay Law Office has a 97% success rate in Illinois workers’ compensation cases and we’re here to make sure injured workers like you get paid. When you’re hurt on the job in Chicago, workers’ compensation benefits can help you get the money you need to pay for necessary medical treatments, a portion of your lost wages, and medical equipment, medications, and supplies. Since the Illinois Workers’ Compensation system is a no-fault wage-replacement system, it stands to reason that injured workers like you should receive these benefits without issue. Unfortunately, that isn’t typically how it works.
People who get hurt at work are often forced to jump through hoops to obtain fair settlements. Medical bills start to pile up, savings accounts dwindle away, and before long it becomes difficult to pay for regular monthly expenses. Without experienced legal representation, cases continue to drag out for months and even years. People lose their homes. Their cars get repossessed. And meanwhile, their conditions worsen.
Put over 100 years of combined experience to work for you. Call the workers’ compensation lawyers at Martay Law Office at 312-372-9022. Consultations are free.
Workers’ compensation is a type of insurance that is carried by your employer. It is designed to be a safety net for workers who are hurt on the job. Nearly all employers in Illinois are required to carry workers’ compensation insurance policies that cover lost wages and medical treatment for their employees. When you are injured at work and we take legal action, we are doing so against the workers’ compensation insurance company, not your employer.
Unlike personal injury lawsuits, which require victims to prove to the judge or jury that the other party’s negligence caused the injuries, workers’ compensation is a no-fault system. We won’t need to prove that the workplace accident was caused by your employer. We simply need to show that it happened during the course of your employment.
If you are an employee who was hurt on the job, you have rights under the Illinois Workers’ Compensation Act. In fact, there are a variety of benefits that are designed to help you while you recover.
Although most workers in the state are covered under the Illinois Workers’ Compensation Act, some types of workers must pursue other types of claims or lawsuits to recover for their on the job injuries.
As the gig economy continues to grow, an increasing number of people in Chicago have started working as independent contractors who are not generally covered by workers’ compensation. The line between working as a contractor or an employee is often blurry, however. Our workers’ compensation attorneys can evaluate your work status to determine whether you are classified as an employee or a contractor. If you are not covered under Illinois workers’ compensation laws, you may be able to file a personal injury lawsuit to recover for your on the job injuries.
Chicago Police and Firefighters
Chicago firefighters and police officers are not covered under the Illinois workers’ compensation system. Instead, they can recover work injury benefits by filing a claim with the Municipal Employees’ Annuity and Benefit Fund of Chicago. There are three types of work injury benefits offered to Chicago police, but injured workers can only claim one type.
Railroad Workers, Seamen, and Other Specialized Workers
There are job-specific federal acts that provide work injury benefits for railroad workers, seamen, and workers in some other specialized occupations.
While some injuries like pulled muscles and sprains are common, they are temporary and usually heal on their own. More serious injuries, however, require expensive medical treatment and can disrupt an employee’s ability to work for an extended period of time. In some cases, medical treatment is ongoing and workers are never able to return to their jobs. In the most severe accidents, workers lose their lives.
In Chicago, industry is as diverse as the people who work and live in the community. As such, employees suffer a wide range of injuries at work.
Most work-related fatality accidents happen in transportation incidents in Illinois. Over the years, the number of worker deaths caused by transportation incidents has skyrocketed. In 2017, the BLS reports that 61 workers were killed in accidents involving motor vehicles.
Slips, Trips, and Falls
Injuries from falls accounted for 27 worker fatalities in Illinois in 2017. While falls from heights pose the most significant threat, people suffer deadly head and neck injuries in same-level falls as well.
Contact with Objects or Equipment
The third-most frequent work-related fatality event in Illinois is getting struck by objects or equipment. This type of incident accounted for 23 worker deaths in 2017.
Exposure to Hazardous Substances
Dangerous substances and hazardous materials are common in Chicago factories. Unfortunately, they can also be deadly. The number of workers who died after becoming exposed to hazardous substances in Illinois has nearly doubled in recent years.
Back and Neck Injuries
Heavy lifting, falls, and poor ergonomics cause thousands of Illinois workers to suffer severe back and neck injuries while working. These injuries often result in lost time from work, surgeries, medications, and physical therapy. In the most severe cases, people with back and neck injuries suffer permanent disabilities.
Repetitive Use Injuries
Prolonged use of muscles and joints can cause painful injuries from the repetitive stress workers place on their bodies. Carpal tunnel syndrome, which is often caused when workers use their hands in the same ways day after day, is a good example.
Traumatic Brain Injuries
Falls on the job, work-related motor vehicle accidents, and getting struck by objects cause workers in Illinois to suffer traumatic brain injuries. When accidents are severe, a TBI can leave a worker disabled for life.
Workers in all industries are at risk of becoming injured on the job. However, some industries are more dangerous than others.
Approximately one in five workplace fatalities happen in the construction industry. Falls cause about half of workplace deaths on construction sites. Approximately 10% of construction deaths are caused by electrocutions. Another 10% are a result of workers getting struck by falling objects. Exposure to dust, hazardous chemicals, and dangerous substances like asbestos cause workers in the construction industry to become seriously injured as well.
With an abundance of food processing, manufacturing, and distribution center factories in Chicagoland, it’s no surprise that so many workplace injuries happen to warehouse, manufacturing and production workers. Many of these workers are exposed to extreme climates, malfunctioning equipment, automated machinery, and dangerous substances on a daily basis.
Hospitals and Nursing Homes
Nurses and other healthcare professionals are exposed to a wide range of hazardous conditions and dangerous situations on the job. These workers are no stranger to lifting, puching, or pulling heavy patients and equipment. They are often exposed to bloodborne pathogens, contaminated supplies, and contagious disease. And if they can get through the day without suffering injuries from those exposures, they often still have to handle violent patients, visitors, and even coworkers.
While workers in Illinois are generally prohibited from filing personal injury lawsuits against their employers, workers’ compensation may not be your only remedy when you are hurt on the job. If the negligent behavior of another party contributed to your workplace accident, our workers’ compensation lawyers can help you recover compensation through a personal injury lawsuit.
When you sue a third party for your injuries, the money you receive is in addition to the compensation you get through workers’ compensation. Additionally, filing a third-party injury claim can help you recover compensation for pain and suffering, loss of consortium, and even punitive damages. These damages are not available through the Illinois workers’ compensation system.
Examples of Workplace Accidents Involving Third Parties Include:
Although workers’ compensation is a no-fault system, benefits for injured workers are not automatic. If you get hurt at work, you must follow specific steps to ensure your claim gets paid.
The attorney you choose to represent you in your workers’ compensation case can make all the difference in whether you receive maximum benefits, you accept a low settlement offer, or you walk away empty-handed. Choose an attorney with little or no experience in Illinois workers’ compensation law and missed deadlines, omitted medical evidence, or other claims mistakes could cost you your case. Work with the experienced work injury lawyers at Martay Law Office, however, and we’ll increase your chances of securing benefits and help you make the most of your claim.